Fun with Numbers...

I'm obsessed.

Seriously.

I look at our budget multiple times each day. I've always enjoyed crunching numbers, afterall, I'm an accountant by profession and I honestly love my job.

When it comes to our own personal finances, I can't stop crunching the numbers and trying to make them better.

I have our budgets for August and September already completed and while things will pop up and I'll likely need to adjust them as it gets closer, the foundation is there. And I could have kept going. I wanted to do October's budget but told myself no and to stop being psycho.

I've kept track of every payment I have sent to our debt above the minimums. It's fun to see the list grow and grow, knowing very soon I won't have to add anything to it!

Just for fun, I totaled up each month's worth of payments and here's what I came up with:

Our average snowball per month has been $3,858! That's crazy to me!

The car accident happened in February so I was holding onto cash just in case we ended up owing money to our lender. When I found out we were good, I sent that money to debt in March, which is why March is so high.

I also like seeing how little we're actually obligated to send to everybody else each month compared to when we started.


And if all of these little charts don't illustrate well enough how obsessed I really am, let me tell you something else. After our debt is paid off, we need to save 3-6 months of expenses as our Full Emergency Fund. I already have calculated what these two numbers are and a separate spreadsheet created to track our progress. After that, we start contributing 15% to retirement and again, the spreadsheet is created and the numbers calculated so I know MONTHLY how much we need to contribute to both the 401k and ROTH IRA's.

Until tomorrow,
Kelsalynn